| Name | Simone Zwaga |
| Designation | Head of First Line Risk Netherlands, Rabobank, Netherlands |
| Social Media |
Simone Zwaga is Head of First Line Risk Netherlands at Rabobank, Netherlands.
| 9:00 |
Session: When does standardization strengthen—and when does it strangle? A deep dive into risk management's toughest balancing actExplore the tipping point where standardization enhances control, transparency, and efficiency and where it becomes a barrier to agility, innovation, and local business needs. Unpack real‑world challenges of implementing group-wide standards across a large bank with diverse, non‑licensed subsidiaries operating under different regulatory expectations and risk profiles. Discuss pragmatic pathways forward: how to harmonize what must be uniform while preserving the flexibility needed for specialized business models and sustainable, risk-aware growth |